You’ve finally made up your mind to leverage what auto insurance quotes comparison sites offer drivers. There is nothing wrong with this decision if the numerous benefits destined to come your way are anything to go with.
Actually, a good number of these platforms work with top insurance providers, and help you save time and money with no need to fill out forms on multiple brands’ website to request rates. But before you get going, it pays off to understand the different types of car insurance coverage available and what they cover.
Liability Coverage
Liability coverage helps protect you against the cost of medical bills and property damages that may arise if you are found at fault for an accident. This type of insurance covers pays for both bodily injuries and property damages if you are responsible for an accident.
It includes Bodily Injuries (BI) and Property Damages (PD). If you are at fault in an accident, Bodily Injuries will assist in paying for any injured person’s medical expenses, such as a hospital visit or medications.
In the event that you damage another person’s property in an accident you cause, Property Dames (PD) may assist you in paying for repairs. It is important to remember that PD generally doesn’t pay for damages to your own vehicle.
Comprehensive Coverage
Comprehensive insurance coverage is an optional coverage that safeguards you against non-collisions damages. It pays for damages to your vehicle caused by theft, vandalism, hitting an animal, fire, explosions, and falling trees, to mention a few. Always keep in mind there is a limit to the repairs your insurance company will cover, which is generally the actual cash value of your car less depreciation and deductibles.
The above are just but some of the common types of auto insurance coverages you should know about before comparing quotes from different brands. To ensure you compare auto insurance quotes from top insurers, be sure to check out Insurance Quotes today.
Here, you receive multiple free quotes fast and can find the best coverage and most affordable rates all in one place.